For small business owners
Clean books, without the busywork.
fiscal50 is accounting software for small business owners who would rather run the business than the books. Your banks and cards sync on their own, the AI books every transaction with a reason you can read, invoices get paid online, and your reports are ready whenever you or your accountant need them.
- No credit card to start
- No accounting background needed
- From $5.50 a month

What fiscal50 takes off your plate
Everything a small business needs, in one set of books
Proper double-entry accounting underneath, everyday tools on top, and no add-ons to buy.
Get paid faster
Invoices with a payment link, recurring and retainer invoices, proposals customers approve online, and checkout pages paid by card or ACH.
Learn moreBills and receipts, handled
Forward a receipt or bill by e-mail and it is captured. Pay vendors one at a time or together, or print checks.
Learn moreBooks done for you
Banks and cards sync through Plaid, and the AI books every transaction with a reason you can read.
Learn moreKnow your numbers
A dashboard plus balance sheet, profit and loss, cash flow and more, on cash or accrual basis, any period.
Learn moreReady for tax time
Sales tax, 1099-NEC tracking for contractors, locked months, and year-end numbers exported to TaxAct or Intuit tax software.
Learn moreStay in control
Approvals before anything posts, a login for each person with their own permissions, and a trail for every entry.
Learn moreBanks to Books
Your bookkeeping, done while you work
Every bank and card transaction syncs, the AI recommends how to book it with a reason you can read, and when you post it, a balanced entry is recorded. Post one row, a whole page or a batch.
Get paid
Send it, get paid, and it’s in your books
Every invoice carries a payment link. Customers pay by card or ACH through Stripe, and fiscal50 records the payment and clears the receivable.
Fifty, your AI accountant
Not an accountant? You don’t need to be.
Ask Fifty how to do anything in fiscal50 and get the steps with a button that takes you there, or ask it to create the invoice or pull last month’s numbers for you.
Easy migration
Switch from QuickBooks without starting over
Upload your QuickBooks chart of accounts and trial balance once. The Configuration Agent matches every account, shows errors and warnings before anything is saved, and records your opening balances in one entry.
Work with your bookkeeper
Bring your bookkeeper in, on your terms
Give your bookkeeper or accountant their own login, or connect a firm that uses the fiscal50 Bookkeeper Workspace with their connect code. You choose Full access, Standard or View only, and you can end it at any time.
Find bookkeepers and firms who already work in fiscal50, by service, industry and region.
Find a bookkeeperPlans
Priced for small business
Every plan includes AI recommendations and complete double-entry books. Starter’s first month is free.
Starter
For owners who want clean books without the busywork.
$5.50/month
- Bank integration through Plaid for 1 bank or credit card, Excel import and AI recommendations
- Fifty, AI accountant: unlimited Instant Answers and 25 AI Assist questions a month
- Invoices in 2 formats, bills and journal entries
- Pre-configured chart of accounts, or create your own
Business
Auto-reconciliation, online payments, 1099 and tax export.
$19.50/month
- Everything in Starter
- Bank integration for up to 5 banks and credit cards
- Auto-reconciliation, month after month
- Fifty runs tasks from the chat; 50 AI Assist questions a month
Business Pro
More people, locations and companies, plus checkout pages and proposals.
$30.50/month
- Everything in Business
- Bank integration for up to 10 banks and credit cards
- Checkout pages: payment links and QR codes, one-time or recurring
- Proposals with online approval and progressive invoicing
FAQ
Questions from business owners
Do I need to know bookkeeping to use fiscal50?
No. The AI books your bank and card transactions and explains each one, Fifty answers how-do-I questions on every screen, and the fiscal50 Academy has short lessons for every feature, including a path for owners new to bookkeeping.
How much does fiscal50 cost for a small business?
Starter is $5.50 a month with the first month free and no credit card. Business is $19.50 and Business Pro $30.50 a month, or save with yearly billing.
Can I switch from QuickBooks?
Yes. Upload your QuickBooks chart of accounts and trial balance; the configuration agent maps them, flags anything that needs a decision and sets up your banks.
Can my bookkeeper or accountant work in my books?
Yes. Add them as a user with their own permissions, or connect a bookkeeper who uses the fiscal50 Bookkeeper Workspace by entering their connect code under My bookkeeper. You choose the access level and can end it at any time.
Is my bank data safe?
Bank and card accounts link through Plaid to bring in transactions, and online payments go through Stripe. Vendor and payee SSNs are encrypted when saved and shown masked, and every posted entry links to its journal entry.
Does it handle invoices and getting paid online?
Yes. Send invoices with a payment link, take card and ACH payments through Stripe, share checkout pages by link or QR code, and each payment is recorded in your books.
Related
Keep exploring
Banks to Books
AI recommends how to book every bank and card transaction and shows why.
Read moreInvoicing
Invoices, recurring schedules, retainers, deferred income and customer payments.
Read moreFinancial reports
Balance sheet, P&L, cash flow, trial balance, ledgers and drill-down.
Read moreSwitching from QuickBooks
Why owners and bookkeepers move to fiscal50, and how the move works.
Read moreMake this the last month you do bookkeeping by hand.
Start free. Connect a bank. Watch the agents go to work.
